5 Reputable Disposable Credit Card Number Services.
You are a savvy shopper who is well aware of the dangers of the web, right? This is why you shop on secure sites (unless it’s https you won’t make money!). You can even use payment platforms like PayPal and Google Pay to secure your bank account details.
So why not take it a step further by using disposable credit card numbers? Unfamiliar? Then let’s see what it is and what you can trust.
How do single-use credit cards work?
Looks like what you find in a spy movie, along with recording phones and codenames. We assure you that disposable credit cards are legal as long as you obtain them from a trusted source.
Disposable credit cards, also known as virtual debit cards, use temporary numbers that you use once and throw away. They can be obtained through certain financial institutions and applications.
The goal is to hide your credit card details in the event of a data breach. During these transactions, your real credit card details are not disclosed, which provides an additional barrier of protection. This is similar to the virtual debit card services we talked about earlier.
A temporary number is tied to your credit card and charges your account when you use it.
Then, the next time you need to make a purchase, you will receive a different disposable credit card number. Rinse and repeat. So where do you hide your credit card?
If your current bank doesn’t offer disposable credit cards, you can use an app like Revolut All you need to do is:
- Open an account with Revolut
- Download Application
- Select the “Maps” section.
- Click Add New Card and then Virtual Card.
- Swipe right to Disposable Virtual Card.
- Press the pink button.
You can now shop at any office that accepts MasterCard. You can do this every time you want to get a new virtual number.
It is also worth noting that there are different user levels. You must be a premium member to access the one-time virtual cards that cost $ 10 per month. You can also use your one-time card number up to five times a day.
ecoPayz (Eco Virtual Card)
Now if you are looking for a virtual card that allows you to pay in other currencies, you should check out ecoPayz With this virtual card, you can pay for goods and services in euros, pounds sterling and US dollars.
As with Revolut, you can get your virtual card by logging into your account and choosing “ecoVirtualcard”.
You are now ready to shop online at stores that accept Visa cards. After using the card, the number is canceled, so there is no chance of its theft or misuse.
To qualify for a virtual card, you first need to register with the Silver ecoAccount. It’s Ã¢â€šÂ¬ 1.80 and is currently not available in the US. However, he works in 173 other countries, including many countries in Europe.
NetSpend works a little differently – they allow you to create up to six temporary virtual credit card numbers for online and mobile transactions.
Of course, you can cancel the number at any time, so if you intend to use it once, you can do so.
Some account holders use this to pay for trial subscriptions. This way, they can cancel the number before being charged (if they don’t want to continue). Otherwise, account holders can add their permanent NetSpend prepaid card number.
You can choose between their monthly plans or pay-as-you-go plans. If you upgrade to their Premier account, you can cut your monthly expenses by up to 50%. Free plans are also available. You can use your virtual card wherever Visa is accepted.
If you have a Citi card, you may be eligible to create virtual credit card numbers. They are not available for all Citi cards, so you need to check.
You can do this by logging in and checking the benefits of your card. Any transactions you make with your virtual card will appear in your account just like any other purchase.
Additionally, you can set dollar limits and expiration dates for virtual numbers. When you are ready to close your virtual account, you can do this using the Citi tool (which you can download to your computer).
Capital One Inu
Already have a Capital one card? You can then use the Capital One Assistant (Eno) to generate virtual card numbers. You can access it by downloading the browser extension, which is available in Mozilla Firefox, Google Chrome, and Microsoft Edge.
Just hit the extension button in your browser and you can create a virtual map. The browser extension also allows you to access the Capital One website. From here, you can view, delete and block your virtual account numbers.
The great thing about Eno is that you can generate your virtual number on the fly. While you’re at the checkout, Ino appears and lets you create a nonce. It’s fast and easy – just the way consumers prefer to shop online.
Now, if you don’t have a Capital One card, you’ll be happy to know that Eno is available for other Capital cards like the Venture Rewards card and QuicksilverOne Rewards.
Shop safer with virtual disposable credit cards
This is just a short list of the providers of disposable virtual cards that exist today. As popularity grows, we can only expect the market to get bigger.
This is great news for savvy consumers looking for more control over the security of their financial accounts.
So if you’re ready to start protecting your financial data, give these reputable companies a try. Be sure to come back and let us know what you like best!